I Got a Huge Medical Bill

Complete workflow for analyzing and fighting unexpected medical bills using AI

Take a breath.

You're not going to jail over a medical bill. This is solvable. Studies show nearly 80% of medical bills contain errors. Let's find them together.

Your Progress

AI Prompts

Analyze My Medical Bill

I received a medical bill and need help understanding it. Please analyze this bill for:

1. Duplicate charges (same service billed twice)
2. Unbundled services (procedures that should be billed together)
3. Upcoding (charged for more expensive procedure than performed)
4. Services I may not have received
5. Charges that seem unusually high

Here's my bill:
[PASTE YOUR ITEMIZED BILL HERE]

Please list each potential issue you find with the specific line item and explain why it might be an error.

This prompt gives the AI a structured checklist of the most common billing errors. By asking it to analyze each line item against these specific categories, you get actionable findings rather than vague observations.

Watch Out For:

AI may flag legitimate charges as errors - always verify before disputing
You need an ITEMIZED bill, not just a summary statement
Run this prompt in multiple AI tools to compare findings

Research Fair Prices

I was charged $[AMOUNT] for the following medical procedure:
- Procedure: [NAME OR DESCRIPTION]
- CPT Code (if known): [CODE]
- Location: [CITY, STATE]
- Setting: [Hospital outpatient / Inpatient / Doctor's office / ER]

Please help me understand:
1. What is the typical price range for this procedure in my area?
2. What is the Medicare reimbursement rate for this CPT code?
3. What percentage above the fair price is my bill?
4. What negotiation leverage does this give me?

Knowing the fair market price and Medicare rates gives you concrete data to negotiate with. Hospitals often charge 3-10x Medicare rates, and pointing this out in negotiations can lead to significant reductions.

Watch Out For:

Prices vary significantly by region and facility type
AI pricing data may be outdated - verify with fairhealthconsumer.org
Medicare rates are a floor, not necessarily the "right" price

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